Q. 17. Write a letter to the insurance company to assess the loss by fire.
Ans.
To,
The Manager
Oriental Insurance Company
Begum Bridge
Meerut
22 July 2013
Dear Sir,
We are too intimate to you that a fire broke out in our godown at 15, Sadar Thana Road; last night, 21st July 2013. the first service personnel did their best to control the fire and minimize the loss to 21st July 2013. The fire service personnel did their best to control the stocks.
We request you to kindly send your valuer to assess the loss and arrange for an early settlement. We are lodging a separate claim in the meantime.
Yours faithfully,
Ravi Sharma
Sadar Thana Road
Meerut
Q. 18. Write a letter to inform the settlement of the claim.
Ans.
Sharda Exports
Railway Road
Kolkata
29 Jan 2014
Sub. : Settlement of claim, Fire policy No. ………….
Dear Sirs,
We have received our surveyor’s report on the damage caused by a fire in your godown on . The claim forms submitted by you have also been processed and we find them correct in all respects.
According to the report of our surveyor, the damage to your property is estimated at 80,500. Accordingly, we have enclosed a cheque on Canara Bank, Kolkata, for 81,750 in full settlement of your claim, including 1450 paid by you towards the cost of extinguishing the fire. Please send us a receipt for the said amount.
We have also enclosed a fresh proposal form for the renewal of insurance cover for your godown. Kindly return it to us duly filled in all respects along with a cheque for the premium.
Yours faithfully,
Manager
National Insurance Company
Kolkata
Q. 19. Write a letter asking insurers to prepare a policy of marine insurance.
Ans.
To,
The Managers
National Insurance Co.
Mumbai
Dear Sir,
Kindly cover for us the goods detailed below:
15 cases of Handicrafts goods, value 3,50,000, c.i.f., London, per S.S. BHARAT leaving Mumbai on 18th July, 2013.
The cargo is to be insured against All Risks, warehouse to warehouse, from Mumbai to London Port. The rate agreed to buy is 2% F.P.A., and an additional 15 paise percent for the land risk.
We have enclosed a cheque for Rs …….. towards the premium calculated at the above rate. Kindly issue us the policy before 17th July 2013.
Yours faithfully,
Cargo Traders
West-End Road
Mumbai
Encl: a cheque for ……….
