B.Com 3rd Year Money and financial Online Test Content in The Article Toggle MONEY AND FINANCIAL SYSTEM ONLINE TESTMoney and Financial System Chapter 1st = Money: Definition, Functions and ImportanceMoney: Definition, Functions and ImportancePlease Give Your InformationFor start the QuizMoney and Financial System Chapter 2nd = Concept of Money SupplyPlease Give Your InformationFor start the QuizMoney and Financial System Chapter 3rd = Finance Meaning, Types and ImportancePlease Give Your InformationFor start the QuizMoney and Financial System Chapter 4th = Financial SystemPlease Give Your InformationFor start the QuizMoney and Financial System Chapter 5th = Bank: Definition and FunctionsPlease Give Your InformationFor start the QuizMoney and Financial System Chapter 6th = Structure of Commercial Banking in IndiaPlease Give Your InformationFor start the QuizMoney and Financial System Chapter 7th = Balance Sheet ofBalance Sheet ofPlease Give Your InformationFor start the QuizMoney and Financial System Chapter 8th = Regional Rural BanksRegional Rural BanksPlease Give Your InformationFor start the Quiz Money and Financial System Chapter 9th = Co-operative Banking in IndiaCo-operative Banking in IndiaPlease Give Your InformationFor start the QuizMoney and Financial System Chapter 10th = Process of Credit CreationProcess of Credit CreationPlease Give Your InformationFor start the QuizMoney and Financial System Chapter 11th = Development BanksDevelopment BanksPlease Give Your InformationFor start the QuizMoney and Financial System Chapter 12th = Unregulated Credit Market in IndiaPlease Give Your InformationFor start the QuizMoney and Financial System Chapter 13 =Reserve Bank of IndiaReserve Bank of IndiaPlease Give Your InformationFor start the QuizMoney and Financial System Chapter 14 = Monetary PolicyPlease Give Your InformationFor start the Quiz Money and Financial System Chapter 7th = Balance Sheet of /42 1 This Quiz Time only 10 minutes Your Time is Finish 10 minutes Thanks for Giving This Test. All Question Balance Sheet of Balance Sheet of Please Give Your Information For start the Quiz NameEmailPhone Number 1 / 42 42. Total cash in the bank and balance with Reserve Bank, balances in current account with other bank and investment in government and other approved securities owners borrowings from RBI, SBI and IDBI constitute: Liquidity ratio Cash reserve ratio Net liquidity Cash balance 2 / 42 41. A bank with a large proportion of demand deposits may have to: Maintain more capital stocks Maintain a more liquid assets portfolio Give more loans and advances Invest in real estate 3 / 42 40. A bank aims at: Maintaining high liquidity High profit earnings Balancing liquidity and profitability Low liquidity as money earns no profit 4 / 42 39. The major portion of funds with the banks are: Capital reserves Individual savings Deposits Fluctuating 5 / 42 38. As a banker, what consideration would determine acquisition of assets? Distribution in a way that maximises profit for the shareholders Availability of adequate cash Easy convertibility of assets All of the above 6 / 42 37. Which of the following is not true about “deposits from the public” in banks? They constitute the Reserve Fund They are liabilities for the bank as they are returnable to the owners They are assets for the bank’s service since they are used to g interest yielding assets They are the biggest proportion of bank’s working funds 7 / 42 36, Increased liquidity always implies: Reduced profitability More profits Reduced safety None of these 8 / 42 35. A bank should make a balance between: Safety and Profitability Profitability and Liquidity Liquidity and Safety None of the above 9 / 42 34. Liquid assets of the banks does not include: Treasury Bills Cash reserves with the Central Bank Money at call Advances 10 / 42 33. Investment policy of bank must follow the principle of: Liquidity Safety Profitability All of these 11 / 42 32. Portfolio management of the bank refer to the distribution of funds among: Liquidity and Security Loans and Other Assets Cash and Investment All of these 12 / 42 31. Significance of Balance Sheet of a bank is because it: Provides estimate of progress Creates confidence among people Provide knowledge about liquidity and solvency All above 13 / 42 30. Which of the following is a profitable investment for a bank: Investment in building Discounting of bills Cash reserves None of these 14 / 42 29. Profitless investment of a bank is: Discounting of Bills Money at call and short notice Cash reserve None of these 15 / 42 28. The non-banking assets must be sold within……….. from the date of acquiring. 4 years 8 years 6 years 5 years 16 / 42 27. Meaning of non-banking Assets is: Assets used in the ordinary business of bank Assets pledged by customers for loans Cash reserves None of these 17 / 42 26. It is mandatory for each bank to transfer…………… of current year’s net profit in the statutory reserve fund. 25 10 20 15 18 / 42 25. Which of the following is not an asset of a bank? Money at call and short notice Fixed Assets Advances Deposits 19 / 42 24. Which of the following is not a liability of a bank? Capital Deposits Borrowings Advances 20 / 42 23. In which schedule, contingent liabilities of a bank shown in the balance sheet: Schedule 10 Schedule 12 Schedule 9 None of these 21 / 42 22, In which schedule, fixed assets of a bank are shown: Schedule 10 Schedule 11 Schedule 9 Schedule 12 22 / 42 21. Schedule 9 of the balance sheet of a bank shows: Cash and balance with Reserve Bank of India Money at call and short notice Investments Advances 23 / 42 20. Schedule 8 of the balance sheet of a bank shows: Cash and balance with Reserve Bank of India Money at call and short notice Investments Advances 24 / 42 19. Schedule 7 of the balance sheet of a bank shows: Cash and balance with Reserve Bank of India Money at call and short notice Investments Advances 25 / 42 18. Schedule number 6 of balance sheet of a bank shows: Cash and balances with Reserve Bank of India Money at call and short notice Investments Advances 26 / 42 17. Borrowings of banks are shown in the schedule number: 3 4 5 6 27 / 42 16. Schedule 3 of the balance sheet of a bank shows: Capital Reserve and surplus Deposits Borrowings 28 / 42 15. Schedule 2 of the balance sheet of a bank shows: Capital Reserves and Surplus Deposits Borrowings 29 / 42 14. Schedule 1 of the balance sheet of a bank shows: Capital Reserve and Surplus Deposits Borrowings 30 / 42 13. According to which section of Banking Regulation Act, audit of balance sheet of a bank is compulsory: Section 29 Section 30 Section 31 Section 28 31 / 42 12. According to Banking Regulation Act, 1949, a bank prepare its balance sheet on the: Form A Form B Form C Form D 32 / 42 11. The part of capital which is paid by public is known as: Authorised Capital Issued Capital Paid-up Capital None of these 33 / 42 10. The creditors which are not included in the Balance Sheet are called: Bills Payable Contingent Liabilities Loan from other bank None of these 34 / 42 9. It is mandatory for a bank to publish Balance Sheet on the last day of: 31st March 31st December June None of these 35 / 42 8. According to which section of Banking Regulation Act, 1949 it is mandatory to prepare Balance Sheet for a Bank? Section 29 Section 30 Section 31 Section 28 36 / 42 7. Balance sheet of a bank shows: Profit of a bank Cash of a bank Real financial position of a bank None of the above 37 / 42 6. Which of the following is liability for a bank? Gold in safe custody Share capital Investment Loans 38 / 42 5. Which of the following is an asset of a bank? Time Deposit Demand Deposit Share Capital Advances 39 / 42 4. Sources of funds in banks are: Share Capital Reserve Fund Deposits All of these 40 / 42 3. The main source of getting finance of banks is: Share capital Deposit Amount Loan All of these 41 / 42 2. Which one of the following is the liability of a bank? Deposit amount Advances Investments Purchased + Discounted Bills 42 / 42 1. Balance sheet of a bank shows: Deposits and borrowings of a bank Assets and Liabilities of a bank Expenses and Incomes earned by a bank None of the above Your score is LinkedIn Facebook Twitter VKontakte 0% Restart quiz Please Give Your Review Send feedback Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15